Update, October 2026: The Q3 2026 promotional rates described below ended September 30, 2026. Promotional programs change, and every offer depends on the model and credit approval. Call ABS at (850) 222-2308 for the Canon Financial Services programs available today.
Canon copier financing just got a lot more interesting for the third quarter of 2026. Canon Financial Services released its Q3 promotional rates this week, and the headline number is hard to ignore: 0% financing on select imagePRESS production models, with low promotional rates across other Canon lines.
What the Canon Copier Financing Promotions Include
Here’s the quick rundown of what Canon Financial Services (CFS) put on the table for Q3 2026:
- 0% financing on imagePRESS V900, V800, and V700 production models
- 2.99% on the flagship imagePRESS V1350 and V1000 models
- 3.49% on new Titan V6000 series models
- Deferral options that push your first payment out 90 days on select programs
These are promotional rates for the quarter — they’re not permanent, and eligibility depends on the model, the program, and credit approval. But if you’ve been eyeing a Canon production printer or a serious office machine, this is the kind of quarter where the financing does some of the heavy lifting for you.
How Canon Copier Financing Works Through CFS
Canon Financial Services is Canon’s in-house financing arm, which matters more than you might think. Third-party lenders finance anything with a serial number and price the risk accordingly. CFS specializes in financing Canon equipment, so when Canon wants to move a product line, CFS can offer promotional rates a general-purpose lender may not match. That’s exactly what’s happening with the 0% imagePRESS promotion.
The process itself is painless: we quote the equipment, submit the credit application, and CFS handles approval — usually fast. You get a fixed monthly payment for the term with no rate surprises.
One thing we tell every customer about Canon copier financing, because it saves headaches later: the financing covers the hardware. Service — parts, labor, toner, supplies — is a separate agreement. We can bundle both on one invoice so you write a single check, but they’re two different line items. Compare the whole package, not just the payment.
Canon Copier Financing After the Promotion: What CFS Can Cover
Promotional rates come and go. The lender behind them doesn’t. Canon Financial Services, Inc. (CFS) is a wholly owned subsidiary of Canon U.S.A., founded in 1979 and based in Burlington, New Jersey. According to its own FAQ, CFS finances equipment for businesses and for state and local government entities, and every transaction is subject to CFS credit approval.
Canon copier financing through CFS can cover more than the copier. ABS can bundle software and installation into a Canon Financial Services lease, so a new machine, its software and its setup can share one fixed payment. Keep the trade-off in mind: unless the rate is 0%, financing a one-time cost means paying interest on it for the whole term. Ask to see software and installation as separate lines so you can decide what is worth financing.
When you finance through CFS, your lease is with CFS, not with ABS. CFS sends the invoices and handles your payments. ABS sizes the equipment, prepares the proposal and submits the credit application. Service, meaning parts, labor and toner, stays a separate agreement with ABS, though it can appear on the same invoice.
Before you sign any copier lease, check these points:
- End-of-term option. Is it a fair market value lease or a $1 buyout?
- Term and increases. How long is the term, and does the payment rise each year?
- Notice period. How much notice is required at the end, and does the lease renew automatically if you miss it?
- Return costs. Who pays for return shipping and for erasing stored data when the machine goes back?
Our guides on how to read a copier lease agreement and whether to buy or lease go deeper. Whatever you decide, ask for a written, itemized proposal that shows financing and service separately.
Financing vs. Buying Outright: The Honest Math
Should you ever just write a check? Sure — if the cash is sitting idle and the machine is modest. But at 0%, the math flips hard. Why hand over $40,000 today when you can keep that capital working and pay the same total over the term? The Small Business Administration’s guide to acquiring equipment covers the fundamentals, but the short version is that promotional-rate financing on equipment you’ll use for five-plus years is one of the cheapest forms of business capital you’ll ever see.
And for print shops and high-volume offices looking at imagePRESS production gear, the machine is generating revenue. Canon copier financing at promotional rates means the equipment can start paying for itself before your first payment lands — especially with a 90-day deferral in play.
What This Means for Tallahassee Businesses
We’ve been selling and servicing Canon equipment across Tallahassee, Thomasville, and North Florida & South Georgia for decades, and quarters like this are when smart buyers move. Promotional rates reset every quarter — Q3 runs through September, and there’s no guarantee Q4 looks anything like this.
If you’re a print shop weighing an imagePRESS, a law firm or medical office due for an upgrade, or a state agency planning ahead, bring us your volumes and we’ll run the numbers both ways — financed and purchased — with the service agreement priced separately so you can see exactly what you’re paying for. Call (850) 222-2308 and ask which Canon copier financing programs are available now.
Not sure if you’re overpaying? Upload your current lease or maintenance invoice and we’ll review it — free, confidential, no obligation.
Frequently Asked Questions
Q: How long do these Canon financing rates last?
A: Those promotional rates applied to Q3 2026 (July through September) and have ended. CFS changes its promotions regularly, so ask ABS what is available now.
Q: Does 0% financing really mean no interest at all?
A: On qualifying imagePRESS models with approved credit, yes — you pay the equipment price divided over the term. The usual caveats apply: model eligibility, credit approval, and program terms.
Q: Is service included in Canon copier financing?
A: No. Financing covers the hardware; your service and supply agreement is separate. We can combine both into one monthly invoice, but always review them as two distinct costs.